General Strike minimum services agreed for transport

 

After ten hours of talks, the Ministry for Development has reached agreement with the unions on minimum transport services during the General Strike on March 29. They are almost identical to the minimum services during the last General Strike in 2010. Trains – Cercanias – Local lines 25% off peak, and 30% in peak times between 6and 9am Long Distance train services over 500 kms – 20% of normal levels. AVE and long distance trains will see 20% service. Airports – 1,240 flights would take place on a normal day, but the 29th will see 10% of national flights, 50% of flights to the Canaries and Baleares from the mainland, and 20% of flights with destinations in the E.U. International flights outside Europe will see 40% services. It is hoped that more detailed will be available for each airline and flight shortly. Coach – Services will be 25%. Ferries – between 50% and 100% for routes between the Baleares and the mainland, and 100% between the mainland, Melilla, Canaries and Ceuta. Coastguard services will not be affected. After the meeting the Secretary of State for Transport, Infrastructure and Housing, Rafael Catalá, said he was satisfied with the agreement. He said a balance between the right to strike and the services for the citizens was guaranteed. Secretary General of the Public Services of the CCOO union, Enrique Fossoul, said the 2010 stoppage levels were now acting as a precedent for this time round.

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Sex is a multibillion-dollar industry in Spain, with colorfully lit brothels staffed mainly by poor immigrant women from Latin America, Africa and eastern Europe lining highways throughout the country

Pimps Arrested in Spain for 'Barcoding' Women

Police in Spain arrested 22 alleged pimps who purportedly tattooed women with bar codes as a sign of ownership and used violence to force them into prostitution.  Police are calling the gang the "bar code pimps." Officers freed one 19-year-old woman who had been beaten, held against her will and tattooed with a bar code and an amount of money — €2,000 ($2,650) — which investigators believe was the debt the gang wished to extort before releasing her. The woman had also been whipped, chained to a radiator and had her hair and eyebrows shaved off, according to an Interior Ministry statement.All those arrested were of Romanian nationality and had forced the women to hand over part of their earnings, the statement said. The women were tattooed on their wrists if they tried to escape, the statement said. Police also seized guns and ammunition. It was not immediately clear when the raids took place. Police seized €140,000 ($185,388) in cash, which had been hidden in a false ceiling, a large amount of gold jewelry and five vehicles, three of which were described as luxury cars. The gang was made up of two separate groups, referred to as "clans" in the statement, each dedicated to controlling prostitution along fixed stretches of a street in downtown Madrid. One of the alleged ringleaders who was identified only by the initials "I.T." is wanted by authorities in Romania for crimes linked to prostitution, the statement said. The women were controlled at all times to ensure "money was taken off them immediately," the statement said.   Sex is a multibillion-dollar industry in Spain, with colorfully lit brothels staffed mainly by poor immigrant women from Latin America, Africa and eastern Europe lining highways throughout the country. Prostitution falls in legal limbo: it is not regulated, although pimping is a crime. The northeastern city of Barcelona plans to introduce regional legislation in coming weeks banning prostitution on urban streets.

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Russian banker shot six times had testified over murder plot

The banker was left for dead by a lone gunman as he returned to his home in Canary Wharf on Tuesday evening. Scotland Yard detectives are investigating the attempted assassination, which Mr Gorbuntsov’s lawyer believes was a retaliation attack after the banker gave evidence in a 2009 attempted murder case. Mr Gorbuntsov, who fled to London because of his fear of reprisals, had recently submitted new evidence to Russian police about the attempted murder of Alexander Antonov, another Russian banker. The case was closed three years ago when three Chechen men were jailed for attempted murder. But police have never discovered who organised the attempted hit. Officers re-opened the case on March 2 this year after Mr Gorbuntsov submitted his new testimony.

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Serbian mafia 'put gangster in mincer and ate him for lunch'

Gang that assassinated Serbian prime minister admits making 'face mask' out of member's skin

A GANGSTER who helped orchestrate the Serbian prime minister's assassination in 2003 was allegedly made into a stew and eaten by his associates after falling out with his gang leader.
 
Police believe Milan Jurisic (above) was beaten to death with a hammer, skinned and boned with a sharp knife and then put through a meat grinder at a flat in Madrid in 2009.
 
The Zemun clan, a notorious faction of the Serbian mafia that once had connections with the Serbian government, police and media, allegedly made a face mask from Jurisic's skin before turning him into stew and eating him for lunch.
 
It apparently took the gang five days to clean up what is being described as "the house of horrors".
 
Sretko Kalinic, nicknamed 'The Butcher' and known as the gang's hitman, confessed to the crimes when he was arrested in Croatia last year, according to the Daily Mail. Kalinic admitted that he "literally dismembered" Jurisic and then threw his remains into Madrid's Manzanares river.
 
This week, Spanish officers discovered documents at the scene of the crime supporting The Butcher's account. They also found 50 bones in the river and are currently awaiting identification from forensics.
 
Jurisic was one of 12 men found guilty of arranging the 2003 murder of Prime Minister Zoran Djindjic, who was killed by a sniper as he approached a government building in Belgrade.
 
Jurisic was on the run when he was murdered, having been convicted in his absence to 30 years' jail by the Belgrade Special Court for Organised Crime.

It is believed Jurisic had fallen out with the leader of the Zemun cklan, Luka Bojovic, either over money or a woman.
 
As the BBC reports, Bojovic himself was arrested in a restaurant in Valencia, Spain last month, wanted for more than 20 murders in Serbia, the Netherlands and Spain. He is also suspected of involvement in the 2003 assassination. · 

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Spain moves toward freedom of information law

Freedom of information in Spain came one step nearer Friday after the recently-elected government agreed to introduce a bill in response to widespread disgust over corruption and mismanagement by elected officials of both main political parties. The country's Cabinet agreed to put forward legislation that will allow Spaniards to find out more about how their money is spent by government. Spain, which is struggling to get its public finances under control, is one of Europe's few countries without wide-ranging freedom of information legislation. "It is a law whose main goal is improve the credibility of and trust in our institutions, especially government ones," Deputy Prime Minister Soraya Saenz de Santamaria said. The legislation will take months to come into effect, after an unprecedented 15-day period in which the general public can make suggestions on what should be accessible to them and how the law should work. After that, the bill has to be go through normal Parliamentary procedures. Though the salaries of the prime minister and government ministers are already public information, as are the national budget and much other money-related data, not all of it is easy to access. But under the new bill, information on subjects including senior public servants' salaries and detailed data on government contracts and subsidies will be published online. Spaniards will also be able to file requests for other kinds of information providing it does not breach national security or personal privacy. The goal of the new law is to make public officials at all levels much more accountable for how they spend taxpayer money. People will be able to get information just by the click of a mouse. "It is a law that tries to give rigor to compliance with budget and financial obligations that were unknown until now, but will serve to restore credibility to all levels of government," Saenz de Santa Maria said. News of the Cabinet's support for a package that should make for more open government comes as the country struggles to avoid the same fate as other indebted European countries. The newly-elected conservative government is trying to convince investors that it has a strategy to deal with its debts so it won't follow Greece, Ireland and Portugal in needing a bailout. Concerns have swelled recently after figures showed the country's borrowing last year was way more than expected, due in large part to overspending by regional governments but also because the economy is shrinking and laying siege to tax revenues. And a new code of good governance included in the law will make it easier to fire government officials — and ban them from serving anew for up to 10 years — if they do things such as fail to set or meet deficit-reduction targets under a balanced budget law, planned for 2020.

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Spain's Iberia starts low-cost airline

Spanish carrier Iberia on Friday launched a new low-cost airline, Iberia Express, which aims to claim a stake in the highly competitive no-frills sector of the European market. The new airline is part of a plan by parent company International Consolidated Airlines Group to increase profitability after the merger of its component parts, British Airways and Iberia. Iberia Express will initially cover Vigo, Santiago and Granada on Spain's mainland and its island destinations of Minorca, Ibiza, Fuerteventura, Lanzarote and La Palma. It will expand internationally to Ireland, Italy, Greece, Latvia and Netherlands, chief executive Luis Gallego said at a news conference. "The containment of costs will allow Iberia Express to grow and compete with the low-cost operators," said Gallego, adding that although the new airline will be managed independently, it will employ Iberia's maintenance and other services. Inaugural flights will take off Sunday, although the company's website was not up and running Friday afternoon. Prices begin at (euro) 25 ($33) one-way with a surcharge for checking in luggage and booking seats in advance. The new company employs 500 staff and has a fleet of four Airbus 320 planes, although there are plans to increase this to 14 aircraft by the end of the year and up 40 by 2015. The airline is the subject of a protracted labor dispute between Iberia Lineas Aereas de Espana SA and Spain's main pilots' union, Sepla — which held 12 days of work stoppages in December and January to protest the low-cost airline. Sepla pilots argue Iberia Express would mean job losses among the 1,600 pilots who work for the main airline — a claim disputed by Iberia. Sepla had announced nine days of strikes in April and May but called them off following government mediation and has agreed to negotiate further with Iberia.

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Brian Regan: Brookside star to cocaine addict

 

Brian Regan found fame playing loveable rogue Terry Sullivan in the Liverpool soap opera Brookside. In the show's 1980s heyday, his character's antics were regularly watched by up to seven million viewers a week. But when Regan left the soap in 1997, his acting career petered out and he plunged into a life of drug dealing and addiction. Now he is behind bars, serving a five-year jail sentence for lying to police over his role in the murder of Iranian doorman Bahman Faraji and selling drugs. Regan's jail sentence can now be reported following the conviction of Jason Gabbana, 29, for ordering Faraji's murder. Details emerged in court of the actor's descent into drugs and supplying members of Liverpool's criminal underworld. During the trial, Regan told Liverpool Crown Court how he started taking cocaine at weekends at the end of his Brookside career. It was through his use of cocaine he became involved with Edward Heffey, convicted of murdering Mr Faraji with a sawn-off shotgun in a quiet Liverpool street. Simon O'Brien, who played Damon Grant in Brookside, said Regan's involvement with drugs was a "slow burn". Snorting cocaine "It is a very difficult place when you're acting, particularly on something as high-profile as a soap, because fame and infamy attract each other," he said. "Actors and gangsters, for some reason, almost get off on each other. It's a really strange mutual attraction because I think the hard man gives the actor a kind of security out in public and the actor gives the gangster kudos. "The two worlds often get intertwined and when that happens, inevitably drugs become involved. So it was kind of a slow thing from what I remember, it was a slow burn." Regan was charged with Mr Faraji's murder and was cleared - but he was convicted of giving a false alibi to police about where he was on the night in February 2011. Actor and presenter Simon O'Brien said actors and gangsters get off on each other" During the trial, he told Liverpool Crown Court he supplied Heffey with cocaine "about three or four times a day". When Heffey asked him for a lift on the night of the killing, he said he thought he was taking him to collect a debt so he could pay for the drugs. In fact, once they arrived in Aigburth in Regan's Ford Escort, Heffey got out, walked round the corner and shot Mr Faraji in the face with a sawn-off shotgun. Regan told the court he knew nothing about the incident - because he was waiting in the car, snorting a line of cocaine. He said he then "drove away normally" from the scene and took Heffey home. Regan was cleared of murder at his trial which ended in January. 'Lose control' However, when he was first interviewed by police he lied about driving Heffey to the pub, but CCTV evidence put him at the scene and he was found guilty of perverting the course of justice. Mr O'Brien, 46, who was friends with Regan in their Brookside days, said getting involved in drugs was a tragedy that is "not uncommon" in the entertainment industry. "Brian is just one example of what happens when you're in the limelight and everything is flying and you lose control," he said. "You feel you're invincible when you're at the top of the game and you're not. "Sadly, if anyone wants to know what happens if you get involved in taking cocaine, this is an example of someone who was at the top of the tree and because of cocaine, he ends up behind bars."

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Study Suggests Link Between Narcissism And Facebook

There may be a direct link between the number of friends you have on Facebook and just how much of a “socially disruptive” narcissist you are, according to a recent study published in the journal of Personality and Individual Differences. Facebook habits of 294 students between the age of 18 and 65 were studied by researchers at Western Illinois University. They also measured two of what they describe as  ”socially disruptive” elements of narcissism- grandiose exhibitionism (GE- having to be at the center of attention), and entitlement/exploitativeness (EE-  having a sense of self entitlement/deserving of respect) of the students. The study found that those who scored highly on the Narcissistic Personality Inventory questionnaire changed their profile pictures more often, responded more aggressively to negative comment about them on their Facebook walls, tagged themselves more often, and updated their news feeds more regularly. Carol Craig, a social scientist and chief executive of the Centre for Confidence and Well-being stated: “Facebook provides a platform for people to self-promote by changing profile pictures and showing how many hundreds of friends you have. I know of some who have more than 1,000.” According to the Guardian, Christopher Carpenter, who ran the study, said: “If Facebook is to be a place where people go to repair their damaged ego and seek social support, it is vitally important to discover the potentially negative communication one might find on Facebook and the kinds of people likely to engage in them. Ideally, people will engage in pro-social Facebooking rather than anti-social me-booking.” Are we really narcissistic? Or could it simply be we are just bored? Or maybe just really friendly and outgoing, looking to meet new people? Do you think these researchers are reading just a little too much into it?

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Every player featured in the list tops the £10m barrier for their earnings in the last 12 months

Every player featured in the list tops the £10m barrier for their earnings in the last 12 months with former Inter Milan striker Samuel Eto’o and Manchester City’s Sergio Aguero also managing to break into the top 10 list.

Here are the top ten in reverse order:

10) Philip Lahm

In 10th comes Bayern Munich full-back Philip Lahm whose controversial book is sure to have aided the £11.9m he made last year.

9) Kaka

In 9th place comes Real Madrid midfielder Kaka, perhaps one of the nicest, most honest men in football today.

So whiter-than-white is the 2007 World Player of The Year that who can begrudge the £12.9m he earned in the last 12 months? Bless him.

 

8) Fernando Torres

To the surprise of many footy fans, Chelsea’s Fernando Torres comes in at eighth place. Yes, that is the same Torres who went over 24 hours without a goal to his name.

But hey, who cares when you have a total of £13.9m to play with this year? I could do a better job for a fraction of that money. In fact, somebody call the Chelsea scouting network now…

7) Yaya Toure

6) Kun Aguero

Seventh place is Yaya Toure who earned £14.7m in the last year whilst his Manchester City team-mate Sergio Aguero earned £15.7m. That’s all good, but where is that maiden Premier League trophy?

5) Wayne Rooney

How could ‘Wazza’ be omitted from the list when he earned £17.2m over the last 12 months? You see, holding your club and manager hostage helps. Just suggesting.

4) Samuel Eto’o

Having made a controversial move from Inter Milan to Russian outfit Anzhi Makhachkala, Cameroon ace Samuel Eto’o comes in at fourth place with a cool £19.4m. Dirty oil money presumably helped him gather such a sum.

3) Cristiano Ronaldo

Real Madrid superstar Cristiano Ronaldo comes in at third with £24.3m. Perhaps he uses some of that to further preen himself in front of very clean mirror.

2) David Beckham

Second is none other than ‘Golden Balls’ David Beckham who earned a cool £26.2m in the last 12 months. So that is a fattened buffet meal for wife Victoria guaranteed.

1) Lionel Messi

Lionel Messi comes in at first place with a whooping £27.5m. So not content with being the best player on planet Earth, he is also now the richest. Life isn’t fair.

Sigh…and I thought making £8-per-hour was good. God, why didn’t you make me a footballer?!

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Ferrari Crash Cover Up and China’s Filthy Rich Kids

Take one black Ferrari, a snowy night in Beijing, a crash so bad the driver is dead and that Ferrari is in two pieces. In China, it’s the makings of a mystery that says a lot about government censorship and the treatment of the “Rich2G” — the wealthy second generation of China’s moneyed class. According to the Beijing Evening News and the state-run newspaper The Global Times,  the crash took place on the North Fourth Ring Road, close to Baofu Temple at 4:24 a.m. on Sunday. The car was ripped in half and the engine was in flames.  The driver was dead and a 31-year-old female passenger sustained head injuries.  A second woman said to be “in her 20s” sustained severe facial burns. The fact that the crash involved a Ferrari immediately sparked online speculation on the identification of the driver.  In the U.S. the paparazzi would have beaten the authorities to the scene.    Instead, there were no photos.  Within 24-hours any mention of the word Ferrari had been blocked on China’s microblogs. China Daily posted a list of additional banned terms which illustrate both how savvy micro-bloggers are in creating an online vernacular to enable information sharing within the cyber community and how quickly the government catches on.  The banned words include: “Shangshu” (a government official title in Imperial China), North 4th Ring Road + car accident, Baofusi + car accident, and “falali” which is the phonetic Chinese pronunciation of the word Ferrari. Blocking search terms is the equivalent of dangling a carrot in front of information seekers here.  Doing so is the government’s “no comment,” but it actually means “thou shall not comment either.”  Most people wondered whether the driver was the son of a wealthy individual, possibly the latest in a string of incidents of bad behavior by the Rich2G? The identifications of the deceased driver and injured passengers are still under wraps, but the conversation about rich kids in this country has been given an adrenaline shot amid the increasingly glaring divide between China’s wealthiest 1 percent and the rest of this massively populated country. The government has taken pains to admonish the misbehavior of the Rich2G.  In September 2011, the 15-year-old son of a very famous singer made the front pages for a road rage incident.  Li Tianyi was driving a black Audi A6, another car that is a symbol for the rich, with an 18-year-old buddy trailing him in a black BMW without plates.  Reports are that a couple ahead of them in a Buick were driving too slow for their tastes.  The two young men got out of their cars, got the couple out of the Buick and proceeded to beat them while their young child watched, wailing, from the back seat. In response to the public outcry that ensued Li Tianyo’s father, the singer Li Shuangjiang visited the injured couple in the hospital.  State-run media carried their photos as well as Li Shuangjiang’s mea culpa. “I did not raise my son properly and I’ve wronged both of you. I’d rather you give me a beating with a stick,” she told the battered couple. There are other signs China is trying to address the Rich2G delinquency issue.  Consider how difficult it is to obtain literature here in book form.  Of all the books not approved for release here, in 2011 the government gave the green light to Life Is What You Make It by Patrick Buffet.  He is the son of Warren Buffet, the famously frugal businessman.  In his early 20s, Patrick Buffet inherited only $90,000.  He used the money to start a career as a musician, telling China Daily before its release, “I knew I had to make it on my own.” By some estimates in the next five to 10 years, as many as 3 million enterprises will come under new leadership as China ages.  According to the group Red-Luxury, “as many as 90 percent of bosses of private companies hope to pass their enterprises on to their children.” Those children, and they are often the couples’ only child, need to be ready. In China, one needs only to look at things from a business perspective to learn more.  And in China there is a booming business in finishing schools for the rich.  Again from Red-Luxury: “The goal of schooling is to produce the next generation of young rich who have the right qualities to take over their parents’ companies.” According to Professor Qu Jun at Peking University, which runs such a program, 95 percent of the trainees enrolled were there at their parent’s request. And so a story that looks on the surface to be about “spoiled brats” and the deadly crash of a fancy car, becomes a conversation about what to do with a generation of extremely rich young men and women who stand to inherit not only wealth but responsibility that could greatly define a country built on business in the years to come.

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Two police officers were injured in a shoot-out in Toulouse on Wednesday with a gunman claiming links to al Qaeda

Two police officers were injured in a shoot-out in Toulouse on Wednesday with a gunman claiming links to al Qaeda and who is believed to responsible for the killing of four people at a Jewish school and three soldiers in southwest France. Interior Minister Claude Gueant said that the 24-year-old man had made several visits to Afghanistan and Pakistan and had said that he was acting out of revenge for France’s military involvement overseas. “He claims to be a mujahideen and to belong to al Qaeda,” Gueant told journalists at the scene of the siege. “He wanted revenge for the Palestinian children and he also wanted to take revenge on the French army because of its foreign interventions,” Gueant said. Heavily armed police in bullet-proof vests and helmets cordoned off the residential area where the raid was taking place, in a suburb a few kilometres from the Ozar Hatorah Jewish school where Monday’s shootings took place. Reuters witnesses at the scene heard several shots at about 04:40 a.m. British time. Gueant said that police were also talking to the brother of the gunman, who is a French citizen from Toulouse. Police sources told Reuters that a man had been arrested earlier on Wednesday at a separate location in connection with the killings. The gunman’s mother had also been brought to the scene of the siege in a northern suburb of Toulouse to help with negotiations, Gueant said. “Negotiations with the suspect are ongoing, gunfire has been exchanged,” the minister said. He said that France’s President Nicolas Sarkozy had been informed of the situation at 03:00 a.m. (02:00 a.m. British time), when the raid began. Authorities believe that the gunman in Monday’s school shooting is the same person responsible for killing three soldiers of North African origin in two shootings last week in Toulouse and the nearby town of Montauban. The same Colt 45 handgun was used in all three attacks and in each case the gunman arrived on a Yamaha scooter with his face hidden by a motorcycle helmet. The killings come just five weeks before the first round of France’s presidential elections in which immigration and Islam have been major themes as Sarkozy seeks to win over voters from far-right leader Marine Le Pen.

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Shoot-Out In Raid Sees Police Injured

 

French police are engaged in a siege with a man they are reportedly "confident" was responsible for the killings of seven people in the south west of the country. Two elite officers reportedly suffered minor injuries during a shoot-out with suspects in the ongoing pre-dawn raid in the Croix-Daurade district of the city of Toulouse. AFP news agency - which said up to six shots were heard in the raid - is reporting that police believe the gunman responsible for three attacks that killed three children, a rabbi and three soldiers is inside the target building. Four people were killed during the shootings at Ozar Hatorah school A source linked to the probe also told the news agency that a man claiming to be linked to al Qaeda was holed up in the building. The agency said the suspect being sought was 24 and had previously travelled to the border area between Pakistan and Afghanistan, which has been known to house al Qaeda safehouses. French news channel BFM TV said the suspects were linked to an Islamist group which it identified as Forsane Alizza. Sky News' Robert Nisbet, in Toulouse, said: "We know that someone is inside the building. It could one person, it could be more than one person. "I understand this is a relatively poor suburb of Toulouse. Obviously, there is an intense pressure on French police to solve this crime." The killings atOzar Hatorah Jewish school on Monday followed the shootings of four soldiers - three of them fatal - in two attacks over the previous eight days. All three of the soldiers killed were of North African descent. All of the attacks were apparently carried out by an assailant using the same gun and scooter. The victim's backgrounds had led to fears the killer was specifically targeting members of minority communities. Chief prosecutor in Paris, Francois Molins, who is monitoring the investigation in Toulouse, had warned there could well be more killings. "At this stage, everything is being done to identify, find and stop the perpetrator, of these three killings as fast as possible," he said. "In these exceptional circumstances, I think it is obvious that we are up against an extremely determined individual, who knows he's being hunted, who could strike again."

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Two police officers were injured in a shoot-out in a raid on a house in Toulouse to arrest suspects in the killings of three children and a rabbi at a Jewish school in southwest France.

 

   The source said the raid began at 3am local time (2am GMT) and was ongoing, but did not provide further details.     French news channel BFM TV said the suspects were linked to an Islamist group which it identified as Forsane Alizza but it was not immediately possible to confirm this.

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800 'jet-set' extras needed

 

Oscar-nominated director Danièle Thompson is looking for 800 men and women to play Saint Tropez’s jet-set elite in her new feature-length production. So if you are keen to be on the big screen, head to Cogolin next week for your chance to be in the limelight! Thompson’s up and coming film ‘People who kiss’ (Des gens qui s’embrassent) needs an extras cast made up of almost one thousand men and women between the ages of 18 and 65. “Sexy, fashionable, elegant... that’s what we’re looking for,” said Thompson, who assures that previous experience isn’t necessary. Over five days of casting, Thompson and her team will whittle down an expected 3,000 applicants to just 800, who will make up the audience of a classical music concert. To register for auditions, head to the Maurin des Maures culture centre in Cogolin from Monday 26th until Thursday 29th. The selection process will begin on Saturday at 10am. All you need to do is turn up looking fabulous! The two days of filming are scheduled to take place sometime between 21st May and 8th June this summer.

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18 Best Places to Retire Overseas

When choosing a place to spend your retirement years, the cost of living is important. But it is only one consideration. The ideal retirement spot is a place where you can live a rich life filled with friends, travel, discovery, physical and intellectual distractions, and opportunities for growth. A super-low cost of living is great, but more important is the quality of life your retirement budget is buying you. Many of the best options for enjoying an enormously enriched retirement lifestyle on even a very modest budget can be found overseas. Here are the world’s 18 top retirement havens, where an interesting, adventure-filled lifestyle is available for a better-than-reasonable cost. The Americas 1. Panama. Panama is the world's top retirement haven. Panama City no longer qualifies as cheap, but other spots in this country certainly do. Panama continues to offer the world's gold standard program of special benefits for retirees. The currency is the U.S. dollar, so there is no exchange rate risk if your retirement savings and income is in dollars. The climate in Panama City and on the coasts is tropical, hot, and humid. However, the climate in the highlands can be temperate and tempting. Panama is the hub of the Americas, meaning it's easily accessible from anywhere in North and South America and Europe. 2. Belize. Belize is a great place for reinventing your life in retirement. This tiny, under-developed, sparsely populated country offers two distinct lifestyle options: Ambergris Caye is the best of the Caribbean at a discount, while the Cayo is a frontier where independent-minded pioneers can make their own way and do their own thing, peacefully and privately. The climate is tropical, warmer on the coast, and cooler in the mountainous interior. The official language is English, so there’s no foreign language barrier for Americans. You’ll find a well-established and welcoming community of expats in San Pedro and on Ambergris Caye, and an emerging community of expats in the Cayo around San Ignacio. 3. Colombia. Medellin, a city of springtime and flowers, is the unsung jewel of Colombia. This city is pretty, sophisticated, cosmopolitan, safe, and affordable. Perhaps the most appealing advantage in Medellin is the cost of real estate. It's an absolute global bargain. You can buy property in a good neighborhood for as little as $1,000 per meter. Medellin’s second biggest appeal is its climate, which is spring-like year-round, thanks to the high elevation. Medellin is a more developed city than you might imagine, with five of the best hospitals in Latin America, universities, museums, art galleries, and an efficient and reliable metro system. It also has international-standard shopping and many interesting nightlife options. If you fancy Paris or other Continental city choices, but don't want or can't afford Europe, I strongly recommend you take a look at Medellin. This city is one of the best places in the world to hang your hat. 4. Uruguay. It seems that the more troubled the rest of the world becomes, the more people are finding appeal in Uruguay, a stable commodity-based economy with a sound banking system. Uruguay is neither an aggressor nor a target of aggression in the world arena, and it's not a high-stakes player in world politics. Costs have risen in recent years thanks to the strength of the Uruguayan peso and the sinking value of the dollar. But, even as the cost of living and of real estate rose, Uruguay has become even more popular as a lifestyle and retirement destination. Accordingly, people are coming to Uruguay in record numbers, with residency applications up over 300 percent since 2007, many of these coming from the United States. 5. Ecuador. Ecuador is perhaps the best choice in the Americas for a retiree looking to enjoy a rich and interesting quality of life on a limited budget. I recommend Cuenca, the former Inca and Spanish capital, a current UNESCO World Heritage Site, and the intellectual heart of Ecuador. Cuenca is home to about 1,500 full-time residents from North America. This is not a big number compared with some more recognized Mexican retirement choices, but Cuenca clearly qualifies as an expat-friendly city, offering one of the most interesting retirement lifestyles available anywhere. Amenities include theater, orchestra, shows, restaurants, broadband Internet service, reliable electricity and telephone, and drinkable tap water. Cuenca’s appeal as a retirement haven is expanding in important ways, thanks to a recently developed program promoting the city as a medical tourism destination. The city's five top hospitals have joined together to offer bundled programs of medical tests, procedures, and services available for from $66 to $401. Costs for comparable services in the United States would be multiples of these amounts. In addition, Cuenca is now offering nursing care of a standard suitable for and appealing to the expat retiree at a cost of just $450 per month, including 24-hour doctor and nurse attendance, food, laundry, personal care, and occupational and rehabilitative therapy. 6. Nicaragua. Another top choice for a retiree with a very limited budget is Nicaragua. This country’s Pacific coastline is every bit as dramatically beautiful as that of neighboring Costa Rica. Infrastructure is under-developed in both countries, but the cost of living and especially real estate are noticeably lower in Nicaragua, making the pot-holed roads easier to bear. Nicaragua also boasts two of the top Spanish-colonial cities in the Americas: Granada, a pretty and romantic city that everyone should see once, and Leon. Both places were founded in the early 16th century by Cordoba. 7. Roatan, Honduras. I’m not a big fan of mainland Honduras, which is under-developed and, in some places, unsafe. However, the Bay Island of Roatan is a world apart and one of my two top picks for affordable retirement in the Caribbean (the other is Ambergris Caye, Belize). 8. Argentina. Argentina is a dynamic and charming nation that rides perpetually between crisis and boom. This rich country boasts abundant natural resources and offers many appealing retirement lifestyle choices, including the eclectic and cosmopolitan neighborhoods of Buenos Aires, the provincial capitals, a finca in the countryside, and a boutique vineyard in Mendoza. Retirement life in Argentina could be many things, but never dull. The downside is a rising cost of living, thanks to local inflation and the falling value of the U.S. dollar versus the Argentine peso. 9. Mexico. This is historically one of the most recognized retirement havens for Americans. But Mexico today is suffering from a lot of bad press thanks to its drug wars. However, Mexico is a big country, and the drug goons haven’t overtaken it entirely. It continues to offer some of the best coastal lifestyle and retirement options in the Americas, including Puerto Vallarta, my number-one choice for an affordable life of luxury on the Pacific. A couple could enjoy a a five-star retirement in this beautiful and romantic coastal town of marinas, golf courses, yacht clubs, and fine dining on a budget of as little as $2,500 per month. 10. Chile. Chile is a developed, First World destination that is also quiet, safe, and stable. Unlike its more scandalous neighbor, Argentina, Chile offers a cultured, comfortable lifestyle that is relatively calm. Santiago is a city of classic-style architecture, cobblestoned streets, and cafes with outdoor seating, in many ways reminiscent of Paris or Barcelona. This city of 7 million is also remarkably clean and friendly and boasts a diverse and expanding property market that is affordable on a global scale. You could own property at some of the city’s best addresses for less than $2,000 a meter. One important downside to retirement in Santiago is the air pollution, which is a serious problem, especially during the winter months. A better option could be the country’s beautiful Lake District to the south of Santiago, which is a favorite retirement choice among Chileans themselves. Europe 11. France. France is a land of superlatives. Its capital has been called the most beautiful, most romantic, and most touristed city on earth. It also boasts some of the world’s best wines, cheeses, restaurants, shopping, castles, gardens, parks, beaches, museums, cafes, galleries, vineyards, and architecture. The typical concern for anyone who has ever dreamed of a new life in France is that it's too expensive for the average retiree to consider seriously. Not so. Paris isn't cheap. But elsewhere in France you can find realistic options, even if your retirement budget is modest. Perhaps the most retirement friendly region in this country is in the southwest, north of Spain, where small country towns offer a way of life that is quintessentially French and also very affordable. 12. Italy. The cost of living in Rome, Florence, Venice, and Tuscany might be beyond the limits of your retirement budget. But that doesn't mean you should take Italy off your list entirely if this is the country that stirs your imagination and speaks to your soul. A retiree on a budget interested in Italy could look at Abruzzo. From this beautiful Old World base, within a half-day's drive of both the coast and the mountains, you could plan excursions to Italy's better-known and more expensive outposts as often as you liked. 13. Ireland. Americans have long dreamed of retirement on the Emerald Isle and with good reason. Ireland is safe, peaceful, relaxed, welcoming, friendly, hospitable, and English-speaking, making it an ideal retirement choice for many. Ireland today is also more affordable than it has been in more than a decade, and its property market has fallen off a cliff. Real estate prices are down 50 percent or more in many markets and are still falling. If you, like so many others, have dreamed of wiling away your retirement years on your own little piece of the Auld Sod, this could be the best time in your lifetime to think about making that purchase. 14. Spain. Spain is known among expats for its Atlantic and Mediterranean coastlines, especially its infamous (and unfortunately over-developed) Costa del Sol. But there's more to this country than its costas. Barcelona, for example, is a world-class city on the ocean, perfect if you're looking for a cosmopolitan life near the water. Real estate prices in this country have fallen tremendously since the highs of four or five years ago. If retirement in Spain appeals to you, this could be the time to search for a great deal on Spanish retirement digs. 15. Croatia. Croatia, a country with an extraordinarily complicated history and an extremely open-minded, forward-looking population, is at another turning point in its long history. Countries at turning points are interesting places to be. I recommend the country’s Istrian Peninsula, which serves up some of the most delightful scenery on the planet. The land seems to rise up to embrace you, and everywhere you look, something nice is growing like olives, grapes, figs, tomatoes, pumpkins, blackberries, and wildflowers. Even the buildings seem to be part of the earth, built of its white stone and red clay. This sun-soaked region offers one of the most appealing lifestyle options in Europe today. Asia 16. Thailand. Thailand boasts both really cheap and developed and comfortable lifestyle choices. It is also noteworthy as being one of the few countries in this part of the world that offers formal options for long-term and retirement visas. Hua Hin is one of the few classic retirement havens in Southeast Asia, complete with golf courses, factory outlets, and gated communities. Foreigners make up approximately 15 percent of that population, and most of them are retired. With 12 golf courses in operation and another 3 under construction, this is definitely the place to go if you're a golfing enthusiast. Hua Hin is a place where, if you were so inclined, you could live a North American lifestyle and never have to involve yourself more than superficially with the local Thai culture. This could be a plus or a minus for you, but it is worth noting when discussing options in this typically exotic part of the world. 17. Vietnam. While Thailand is well-established as an interesting option for expats and foreign retirees, Vietnam is an emerging choice, which could get a lot more attention in the coming few years. Nha Trang offers an interesting coastal retirement option for adventuresome retirees. Nha Trang’s total population of more than 200,000 includes an expat population of about 1,000 people, meaning foreigners here are still pioneers. You'll find no organized activities for foreigners, such as expat clubs or softball leagues. The lack of a big foreign population makes it easier to have meaningful interactions with the locals. The major attraction in Nha Trang is its cost of living, which can amount to much less than $1,000 per month for a retired couple. If you're a budget-minded retiree with an interest in Asia, this town should be on top on your list. 18. Malaysia. After Thailand, Malaysia is the easiest country to navigate in this part of the world. The country's capital, Kuala Lumpur, is a city of contrasts. The shining stainless steel Petronas Towers, two of the tallest skyscrapers in the world, anchor a startlingly beautiful skyline that is truly unique to this city. Modern, air-conditioned malls flourish, selling everything from beautifully handcrafted batik clothing to genuine Rolex watches and Tiffany jewelry. In the shadows of these ultra-modern buildings, the ancient Malay village of Kampung Baru still thrives, with free-roaming roosters and a slow pace of life generally found in rural villages. Less than a 20-minute walk from the city center, you can find yourself conversing with monkeys in the city-jungle surrounding one of the highest telecommunications towers in the world. A walk of less than 30 minutes leads you to Chinatown and Little India, where merchants offer their wares, foods, and culture in happy neighborhoods that showcase the amazing diversity of the city. Unlike some places in Asia, foreigners are genuinely welcomed in Kuala Lumpur. Language isn't a problem, as almost everyone speaks adequate English. Immigration is easy, and it is possible to stay for an extended period with a simple tourist visa. Although Kuala Lumpur is more expensive than rural Malaysia, it can be marvelously inexpensive by Western standards. You can realistically expect to cut your living expenses by a third and still enjoy a lifestyle comparable to what you are accustomed to now.

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5 Top Ways Stars Lose All Their Cash

Last week Gary Busey passed a mandatory online financial management course in an attempt to convince a U.S. Bankruptcy court he'll start sensibly managing his money.  The veteran actor recently filed for Chapter 7 bankruptcy. But in Hollywood, going broke is just about as as common as a leaked nude photos; just ask Toni Braxton, Larry Wilcox, Vince Neil, Mike Tyson, and Stephen Baldwin, all of whom have recently filed for bankruptcy. Not to mention Zsa Zsa Gabor’s husband, who was forced to put their Bel Air mansion on the market last year to pay the ailing star’s medical bills; Wesley Snipes, who was imprisoned for three tax-related misdemeanor convictions; and Nicolas Cage, who lost one of his homes to foreclosure and has been plagued by IRS issues. So how is it that some of the most well-paid people on the planet can end up with next to nothing? We talked to financial management experts and they ticked off the top five ways rich celebs lose it all (or close to it). 5. They have no idea how money management works.  “Most celebrities have extremely creative minds. But in my experience, the most creative folks tend not to want to spend time dealing with business issues,” tax and business expert Joseph M. Doloboff, Partner at Blank Rome LLP in Los Angeles told FOX411’s Pop Tarts column. But don’t famous folks hire financial planners and business managers to take good care of their millions? “Most of them do, but at the end of the day, these accounts are still in a celebrities’ name, which gives them ultimate control over their wealth,” said Certified Financial Counselor for Financial Advice for the Artist, Erin Elizabeth Burns. Which can mean big spending, big mistakes and… 4. Bad advice.  Pete Krainik, Founder and CEO of The CMO Club, a networking resource for top marketing executives, noted that some celebrities do not have the skill sets to identify and determine the right business/financial managers for their needs. “Because they don’t think of themselves as brands, they don’t put the efforts or plans in place to maximize their value for endorsement deals,” he explained. “They should have themselves significant additional revenue streams – it is not just about getting the next role, but getting the next deal.” But some such "additional revenue streams" can also run in the red.. Last year, the Las Vegas rendition of Beso – the restaurant/nightclub co-owned by Eva Longoria – filed for bankruptcy to restructure nearly $5.7 million in debt and other liabilities. Prior to that, the Jay-Z owned 40/40 sports bar in Sin City shut its doors a mere eight months after opening. Britney Spears’s southern-inspired Nyla Restaurant reportedly hit monetary blows before she also severed ties, and both Jennifer Lopez’s “Sweetface” clothing line and restaurant Madres went dark. 3. Theft and fraud.  Hollywood's highest profile people are actually human, which means they too are susceptible to being screwed by business managers, badly worded deals and corrupt advisors. Just ask Kevin Bacon and wife Kyra Sedgwick, who were taken to the cleaners by Ponzi schemer Bernie Maddoff. Doloboff also said prominent factors in a celeb’s financial crumbling is their tendency to bring "friends" -- or family -- into the fray as business partners or employees. “Many professional athletes and entertainers want to help their friends while simultaneously helping themselves,” he said. “The best advice is to refrain from doing business with friends. True friends don’t condition their friendship upon doing business together.” Comedian Dan Cook will probably adhere to that – in 2010, his half-brother Darryl McCauley was ordered to pay the comic $12 million in restitution after pleading guilty to embezzling funds from him. McCauley allegedly stole $12,500 a month as Cook’s business manager. Friends and fraud – double whammy! 2. Drugs, booze, and bad habits. Stars are known to fall when the temptations of drugs/alcohol/hard partying turns into a dangerous addiction. It can also be more than an expensive habit, as addiction often impacts other areas. “You are far more likely to make poor decisions when under the influence of drugs or alcohol. When you’re dealing with celebrities, the problem is that their support groups, (friends, family, entourages, et al), often consist of enablers,” explained Richard Taite, the Founder and CEO of rehab center Cliffside Malibu. “It comes as no surprise that a successful celebrity can face financial destitution if they are abusing drugs or alcohol and are left to their own devices.” 1. Ridiculous overspending. Last but not least, some beautiful yet broke folks just lead foolishly fabulous lives (we're talking to you, MC Hammer) and refuse to accept that fame (and its fortune) can be fleeting. “Most celebrities have luxuries such as a cook, a driver, a personal stylist, a personal assistant etc.,” said Burns. “They become accustomed to this lifestyle, but when their contract isn’t renewed, or when the films offers stop coming in, they are still living this life of luxury with the expectation that they will always be in demand.” Yes, sadly, not every Hollywood tale has a happy ending. But with some good financial advise, the ending doesn't have to be tragic.

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Spain's Unicaja, Caja Espana savings banks merge

Spanish regional savings banks Unicaja and Caja Espana have merged following the government's recent requirement that banks raise substantially their provisions set aside to cover toxic real estate exposure. The merger, in which Banco Caja Espana-Duero (Banco Ceiss) is effectively absorbed into Unicaja Banco, creates a group with approximately (EURO)80 billion ($104.9 billion) in total assets and a turnover of (EURO)120 billion ($157.4 billion), according to a joint statement released late Friday. The deal must first receive Finance Ministry and central bank approval and would require (EURO)850 million ($1114.86 million) of state aid, which is added to (EURO)525 million ($688.59 million) already injected into Caja Espana in 2010 by the Bank of Spain's restructuring fund (FROB).

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Health board owed £130k for treatment of foreign nationals

FOREIGN nationals not entitled to free treatment are said to owe Swansea Bay's ABM University Health Board more than £130,000 — the second highest figure in Wales. According to figures obtained by the Welsh Conservatives, only Cardiff and Vale UHB is owed more, at just over £200,000. ​ Darren Millar AM The Welsh Government has now said it is looking at further measures to help health boards recoup their costs. Figures obtained by the Tories following a Freedom of Information request show the money owed to the NHS in Wales more than doubled between 2008 and 2011. Of the £380,000 that was unpaid, at least £199,311 is still outstanding to Wales's seven health boards, while a minimum of £185,700 was written off after bosses exhausted efforts to be reimbursed. Shadow Health Minister Darren Millar AM expressed concern at the figures, arguing the Welsh NHS was in no position to be owing substantial sums of money. He said: "There are strict guidelines in place for explaining details of charges to patients who are required to pay. "The Welsh Government should look carefully at how well these rules are followed. "Any money written off by the NHS is regrettable when budgets are being squeezed so hard. The big rise evident in these figures is of great concern." The figures show that, in 2008/09, £70,815 had not been paid back. In 2010/11 that had increased to £257,713. And the Tories also claim there was been a downward trend in the rate of collecting money owed, down from 71 per cent in 2008/09 to 43 per cent in 2010/11. Some treatments, such as medical emergencies at A&E or compulsory psychiatric care, remain free of charge for everyone in Wales — regardless of where they are from or how long they have lived in the country. Other procedures, which include non-life-threatening outpatient care, are supposed to be paid for by non-EU residents. But the process and guidelines are far from straightforward as some countries have signed healthcare agreements with the UK. This makes its citizens exempt from some charges. ABM officials could not be contacted for comment. A Welsh Government spokesman said: "All visitors to Wales requiring NHS treatment are assessed as to their eligibility for free NHS treatment. "All treatment received in an accident and emergency department is free to all. "We have issued clear guidance to NHS organisations which states that they should recover the cost of caring for overseas patients who are not entitled to free care. "We are looking at what further measures can be introduced to support NHS organisations recover costs."

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Spanish state will need outside help – or even go bankrupt.

 

If the negative development in the Spanish housing market continues, it can – worst case – lead to renewed concern over that the Spanish state will need outside help – or even go bankrupt. Banks might face several hundred billion Euros in losses on the Spanish real estate market. This will mean a recapitalization of the Spanish banks – capital that can only come from the Spanish state. Now there is nothing new in that; but what is interesting is the free admission of a need to nationalize the Spanish banks. If you glace at the graph you will see the Danish housing market has dropped between 22% and 30% from the top – time and actual drop depending on market segment. As Danske Bank is roughly half the Danish finance sector it is hard to escape the conclusion that Danske Bank is in at least as big trouble as the banks in one of the more notorious frivolous and irresponsible economies in Europe. Danske Bank will presumably peg their flag to the difference in unemployment figure (Spain hovers around 20%). True as that may be; but unemployment figures are notoriously difficult to compare between countries. Not only do criteria differ; but the criteria differs over time – according to political convenience. It is kind of discussing distress on board the Titanic: “It’s only your end that is under water! I’m fine!!” That is the nearest to a Freudian slip admission of life threatening financial distress we can expect from Danske Bank. But it is time to bust a few myths before they come too much of age – and be established as “truths” – and draw some conclusions. 1)    Looking at the graph again prices on condominiums/flats/apartments had begun to drop way before the collapse of Lehman Brothers. Two years in fact. That was more due to a temporary rise in interest rates that made the calculations of monthly payments  – even to the least lunatic bank manager – clearly unrealistic. 2)    Generally sales were falling from mid 2007 – I trust the reader is can see through the regular seasonal variation to distinguish the trend. 3)    The collapse of Lehman Brothers and the perhaps inept handling of the resulting Credit Default Swap disaster had indeed nothing to do with the much deeper issue of banking irresponsibility and incompetence. Alan Greenspan has been quoted for saying that what surprised him was that banks had not taken preventive measures in their own interest. The forces of the free market self-regulating controls do NOT apply in the financial sector. 4)    The next major meltdown – which clearly is underway (Spain will not be able to meet the budget target agreed upon by Rajoy) – will in essence have nothing to do with the Greek debacle. Greece was/is – all things considered – handled more effectively than the collapse of Lehman Brother. To be fair: There was more advance warning and the cacophony of idiotic optimism had been quenched by German lack of sentimentality. 5)    You can see the lack of linkage to the Greek situation by the fact that the Danish and Spanish drop in housing prices (and lack of trade) is simultaneous. Danish banks were not exposed to Greek sovereign debt to ANY appreciable extend. Furthermore Denmark has a reasonably healthy export which is more than can be said about Spain. Still a near similar and at least simultaneous price drop in Denmark and Spain points to a factor nobody has wished to mention: The banks of both countries are to all intents and purposes deceased and with no future without state ownership.

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Police plans to fire rubber bullets in London

 

Scotland Yard authorised the deployment of rubber bullets ready for use on the streets of London 22 times in the past two years, The Independent can reveal. The figure suggests the Metropolitan Police had considered ordering its officers to open fire during public disorder incidents far more frequently than previously thought. The Yard yesterday refused to say on what dates and during which situations it ordered some of the nearly 3,000 baton rounds it possesses to be distributed to firearms teams. It said the release of such information could endanger future policing operations. The revelation that the Met authorised the distribution of the non-lethal rounds on average almost once a month in 2010 and 2011 follows the disclosure earlier this week that senior officers wanted to fire rubber bullets at rioters in south London last summer – but firearms specialists could not reach the trouble spots in time. The Met has now promised to make "more agile use" of the weapons. Although they have been used in Northern Ireland for many years, baton rounds have never been fired on the British mainland. Even in the extreme circumstances of last August's riots their use would have been seen as a significant escalation in police tactics and a move away from Britain's consensual policing model. The figures, obtained by the Liberal Democrat peer Dee Doocey, are an indication of an increasingly muscular response to what police believe is the increased threat to officers and the public from gangs or individuals bent on violent disorder. But campaigners argue that the use of non-lethal firearms in crowd control has no place in policing on the British mainland. The Yard was criticised last year when it released a statement saying that baton rounds – referred to by police as attenuating energy projectiles (AEPs) – might be deployed if extreme disorder occurred during a protest in London against tuition fees. In a written answer to a question last month from Baroness Doocey, the London Mayor, Boris Johnson, confirmed on behalf of the Met Commissioner, Bernard Hogan-Howe, that the force had "authorised the movement" of rubber bullets 22 times in 2010 and 2011. But he said details of the incidents would only be given under conditions of secrecy because, if made public, they could compromise future operations. Lady Doocey, a member of the Greater London Authority and the Metropolitan Police Authority until it was replaced with a new body in January, said the disclosure of the precise dates was in the public interest. She told The Independent: "I have long believed rubber bullets have no role in policing demonstrations in London. This secrecy over their potential use merely confirms that view. It is simply wrong for the Met to be silent when on so many occasions the use of rubber bullets was being considered." Rubber bullets are designed to offer a non-lethal alternative to conventional firearms and police argue modern AEPs pose less threat of serious injury. Between 2006 and October 2011, the Met Police bought 2,700 AEP rounds. It said it could not produce figures for baton round deployments in previous years, adding that it followed strict guidelines designed to protect life and prevent serious injury. Opinion about rubber bullets remains divided within police ranks. A Met Police review of last summer's riots revealed officers dealing with violence in Enfield and Brixton decided against deploying the weapons because they believed it would escalate the confrontation. During the rioting, Sir Hugh Orde, president of the Association of Chief Police Officers, said he did not consider the deployment of rubber bullets in London to be sensible in "any way, shape or form".

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